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  Commercial Capital

Commercial Capital of Oklahoma is an independent licensed commercial mortgage lender & broker.

We originate from small or mid-balance to large loans.

We loan on:

MultiFamily

Small Business Aquisition and Start Up

Most all commercial loans

100% LTV Equipment Financing

Self Directed IRA Loans (SDIRA) There are very large companies out there that do the same thing but there is ONE HUGE DIFFERENCE – our deal rolls the IRA into a trust or LLC that the client controls directly!  All other major companies that do these rollovers stay on as the custodian, earning fees monthly AND every time you deploy money into an investment. 

We close loans through FHA, Fannie Mae, Freddie Mac, Select Banks, REITs and Institutional Investors nationwide.

We can fill the void between the local commercial bank with its slow approvals, rigid terms, zero follow-up and restrictive criteria and the "hard money" lenders who will give you 15%+ rates.

When you bring your deal to Commercial Capital, you are getting a partner that will help you get the right deal for your dream.

At Commercial Capital, no dream is too big!

WHAT DO WE OFFER YOU? Quick approvals and/or denials. Our experienced underwriters will look at your loan and give you quick answers--no long waiting periods! Our underwriters have done hundreds of commercial loans and actually will work with you to structure the loan for maximum approval. Often, just structuring the deal differently or adding back a one time item and pointing it out can get a deal that has been denied approved. Or get you more favorable terms. We will do this work for free, in essence giving you free pre-approval. No large upfront deposits! We will spell out to you in plain English the exact rates and points and terms that we can provide. If you accept it, we will collect a small upfront deposit but we GUARANTEE those exact terms or you are entitled to your money back. With us, you will only pay if we get you the best deal at the terms you have accepted! No strings or hassles--the way it should be. Every Friday (or at least weekly) we will update you as to the status of your loan. No more waiting for months for an answer because a loan is in "committee". You'll always know where you stand. In addition, because we have access to both local banks in all regions throughout the country, large nationwide lenders, and Wall Street money, we can almost always give you the best total terms available. Monthly payments on our loan products could be thousands less per month than on deals from your local bank. And our products will more often closely match your needs. We ask only 3 things from you (here is the catch): Honesty. Let us know up front about the "issue" that might kill the loan. Chances are we can work around it given time. It will ultimately be found out; and if that happens just before closing, the deal dies and so does that lending source for future fundings. Help us by getting our required documents in a timely fashion. We never ask for documentation that is not absolutely necessary to close your loan. The faster we receive it, the faster we can get you funded. Agree to provide 2 referrals to us during your time in process. By having you tell others about us we can spend less time marketing and more time closing your loan. Together, we can make your commercial loan process a smooth one. One Reach Number: 800-557-0682 Click on STAFF BUTTON for additional contact information:

Brett Swearingen I often get asked “what is really closing in commercial”. Sometimes I tell them generalities like SBA Loans, but I want to list some of our actual recent closings so you can see what really IS closing. For a sample of the loans Commercial Capital Ltd. has closed recently, click on the "Deals Getting Closed" button.

SURE, I will close it!

You say it is a business only loan?